UK salary calculator
See what your salary actually leaves you with
Check take-home pay after Income Tax, National Insurance, pension, and student loan deductions, then use the result to make a better salary decision.
Salary input
Start with the salary you want to understand
Enter gross pay first. Then adjust region, pension, and student loan only where they materially change the result.
Input
Enter your salary
Type your amount or choose a common salary.
Quick amounts
Gross annual pay before deductions.
Choose whether the amount is annual or monthly.
Region affects the tax treatment.
Pension reduces current take-home pay.
Loan repayments can materially change net pay.
Tax code
Leave the standard code unless your payslip shows a different one.
What to do after the first result
Use the first result to understand what your salary leaves you with. Then move into comparison, reverse planning, or payslip checking if the next decision needs more context.
Result
See what the salary actually turns into
This result is designed to support salary decisions, not just display a number.
Salary outcome
£23,620
£1,968 per month after deductions
Net yearly
£23,620
After deductions
Net monthly
£1,968
Typical monthly view
Net weekly
£454
Useful for budgeting
Pension is slightly reducing current take-home pay
£1,500 per year is going into pension contributions. Even a modest increase here can change net pay and tax efficiency.
England, Wales and Northern Ireland treatment is applied
This result is using the standard UK tax treatment for England, Wales and Northern Ireland.
Deduction breakdown
What is shaping your net pay most
Gross salary
£30,000
Total deductions
£6,380
Next best step
Reverse-calculate your target monthly income
Work backwards from the monthly number you actually want to keep and find the gross salary needed to reach it.
Compare salaries
Check whether a nearby salary jump really improves life after tax.
Reverse from target
Start from the monthly number you actually want to keep.
Explore salary pages
Browse nearby salary bands, scenarios, and related take-home pages.
Understand payslips
Learn how the deductions on a payslip map to the numbers you see here.
Recent calculator scenarios
No calculator scenarios saved yet
Save a salary route here when you want to return to it quickly later.
Current tax-year framing
TaxDecod calculator results are designed to help users understand UK salary outcomes more clearly. They should be read as estimate-based salary guidance rather than payroll, legal, or financial advice.
Updated for the current UK tax-year framing
Estimate-based outputs, not financial advice
Methodology and assumptions visible
Best used for salary decisions and first-check clarity
HMRC / GOV.UK trust layer
Official references behind the trust layer
Where formal confirmation matters, salary users should read calculator outputs alongside official GOV.UK guidance and payroll records.
Where to go after the first result
Use the result to answer the next salary question properly
The first number is only the start. Most users then need to compare a different offer, work backwards from a target income, or check whether deductions look normal.
Compare this salary against another offer
Use this when the real question is whether a raise or a new role changes monthly life enough after deductions.
Work backwards from a target monthly income
Use this when you know the amount you want to keep and need the gross salary required to reach it.
Check whether a payslip looks on track
Use this when your deductions feel unusual and you want a first-check reading of PAYE, NI, and year-to-date totals.
Browse nearby salary bands and routes
Use this when you want more context around neighbouring salary levels rather than a single isolated result.
Understand your salary better
Useful money follow-up
If your take-home is now clearer, these are the next practical moves
This section is designed for users who have already understood the salary result and now want budgeting, credit, or saving-related next steps.
Use a budgeting-first current account
Best when you want cleaner control over monthly spending after understanding your true take-home pay.
CreditCheck your credit position before bigger financial decisions
Useful when salary, borrowing power, and affordability need to be understood together.
SavingExplore saving or investing once your monthly surplus is clear
Best for users whose salary result shows real leftover room after bills and deductions.